2024 Retirering - Step 1: Conduct a financial audit. So you've worked out your retirement personality and desired lifestyle. The first step in retirement planning is a strict audit of your financial situation. You ...

 
Apr 13, 2023 · Retiring without a mortgage is a common goal for would-be retirees, but it's a goal that many fail to meet. According to an American Financing survey, 44 percent of retired homeowners between ages 60 and 70 still carry a mortgage. Even if you have paid off your mortgage, other expenses don't go away. . Retirering

Upon the retirement of any Cisco certification, no new certifications will be issued nor will it be available for recertification.Retiring definition: . See examples of RETIRING used in a sentence.The best time of year to retire depends on several factors, including how an employer awards personal leave time and whether an employee plans to file for Social Security benefits.Download and use 1,000+ Retirement stock photos for free. Thousands of new images every day Completely Free to Use High-quality videos and images from PexelsRetirement planning is the process of determining retirement income goals and the actions and decisions necessary to achieve those goals. Retirement planning includes identifying sources of income ...1. Know how much money you’ll need to retire. Retirement isn’t an age—it’s a financial number. It’s the amount of money you need in order to live out your retirement dreams. Have you ever sat down to calculate your nest-egg number? Once you know the number you’re aiming for, you can make a plan to reach it! 2. Talk with someone.Nov 30, 2022 · Though retirement is a parting time, mentioning memorable moments in a retirement message enhances bonds with retirees. It is a good idea to highlight what you will remember about the retiring employee. For example, “I shall miss your hilarious stories.” Conclusion. Retirement wishes are is a special way to say farewell to the retiring ... Retiring at 55 sounds like a dream to many, but reaching a goal like that requires some extra planning ahead of time. While normal retirement age for most is usually 65 or older, early retirement could give you more time to do things you enjoy and explore new interests. But it’s important to build a solid financial foundation before leaving ...Donald Mustard, chief creative officer at Epic Games, says he’s retiring later this month. He was behind Shadow Complex, Infinity Blade, Undertow, and of course, Fortnite’s story.However, it's certainly possible to retire cheaply in the Philippines, without feeling at all deprived. International Living Magazine estimates that you could fund a modest retirement in the Philippines with just $760 a month, including rent. This assumes that you’ll live, eat and shop like a local.Define retiring. retiring synonyms, retiring pronunciation, retiring translation, English dictionary definition of retiring. adj. Shy and reserved; modest. re·tir′ing·ly adv. re·tir′ing·ness n.Once you reach retirement age, it’s time to start thinking about living arrangements for the coming years. Retirement communities aren’t just for people who need medical assistance. They’re for active seniors and may even offer jobs for sen...April 7, 2023, at 9:19 a.m. How to Retire in 2023. It can be helpful to consider your priorities in retirement as you shift into this new phase. Getty Images. If you’re thinking about retiring...Upon the retirement of any Cisco certification, no new certifications will be issued nor will it be available for recertification.A few weeks later, Romney read in the press that McConnell had privately urged Trump to stop attacking members of the Senate. Romney thanked McConnell for sticking up for him against Trump. Romney ...Understanding Retirement. According to the U.S. Social Security Administration, retirement age can be anywhere between 62 to 70 years old, but most Americans work as long as they have to in order to make ends meet. When you’re thinking about your future, ask yourself what you want out of life. For some, working doesn’t sound all that bad.Though retirement is a parting time, mentioning memorable moments in a retirement message enhances bonds with retirees. It is a good idea to highlight what you will remember about the retiring employee. For example, “I shall miss your hilarious stories.” Conclusion. Retirement wishes are is a special way to say farewell to the retiring ...64. Congratulations on retiring! I hope that this next stage of life brings you meaning and a new sense of purpose. 65. Retirement. The pay might not be great, but the hours are fantastic. 66. All your life, people told you to get a good job and work hard. Now, people are excited that you’re doing nothing. Just go with it. 67.Health insurance is not only crucial but also mandatory for foreigners retiring in Thailand, requiring a minimum coverage of $10,000. Comprehensive insurance from providers like Luma typically costs …Retirement should be a time to enjoy life. You should be able to relax and not worry about money anymore. To do that you need to think about your pension at every stage of your career.Those retiring to South Africa who are receiving a South African pension, you will be liable to pay tax on annual earnings above R114,800 and at least 18% tax on lump-sum payments above R500,000. South Africa has tax treaties with Australia, Japan, the United Kingdom, the United States, Thailand, and Sweden. ...Meeting the Financial Requirements for a Retirement Visa. Financial Requirements are as follows: Thai bank account showing deposit amount of a minimum of THB 800,000 or. Monthly income of at least THB 65,000 (monthly income affidavit from your embassy in Bangkok) or. Combination (bank account + annual income = THB 800,000)RETIRE definition: When older people retire , they leave their job and usually stop working completely. | Meaning, pronunciation, translations and examplesAug 30, 2022 · Good luck on the next chapter to a coworker who wrote the book. You brought joy when you came and are leave happiness in your wake. Best wishes and thank you. Best of luck to someone who clearly ... Upon the retirement of any Cisco certification, no new certifications will be issued nor will it be available for recertification.17 Oct 2023 ... ... retirering from the West Wood onto the farm." "The sharpshooters of the 13th Virginia and Captain John Pelham's artillerists made the ...Many people consider retiring in Thailand, because it costs relatively little to live comfortably there. Estimates for the cost of living in Thailand generally say it’s between 35% and 75% cheaper than living in the U.S. According to March 2022 Numbeo, a site that collects cost of living data from around the world, the average cost of living in Thailand is …Lists of retirement advice for the year to come generally all sound the same—but that’s not the case this year. The 2023 retirement outlook includes a host of obstacles, such as high inflation ...ESPN. Lakers star LeBron James, having just completed his 20th season in the NBA, told ESPN he will contemplate retirement this offseason: "I got to think about it."But after retiring in 2018, she decided to return to her birth country, the Philippines. It meant re-acquiring her Filipino citizenship and settling back to the local lifestyle. Adjusting to Philippine culture seemed relatively easy for Tess. She found joy in reconnecting with old friends, making new ones, and learning new skills.Image Credit: Rob Latour/Shutterstock. Monica Aldama, 51, announced she is retiring from her work as a cheerleading coach, in a new Instagram message on …Living In Malta: Essential Expat Guide 2024. A detailed expat guide to moving to and settling down in Malta: the pros and cons, residency and taxes, healthcare and property, and many more. Malta is all about history, long hot summers, being outdoors, stunning beaches, and low-tax living. You could call it a tax haven, and it wouldn’t be too ...Don't know when to start saving for retirement? Wondering whether to borrow from your savings? Learn how to avoid these four mistakes. Saving for retirement can be a tricky process, even without the complicated jargon and necessary paperwor...Here are short thank-you messages for your boss when you retire. These messages could be used in longer thank-you letters. As I retire, thank you for being a fantastic boss during my last few working …The full retirement age for those born from 1943-1954 is 66, and seniors can get up to an 8% bump in benefits for each year they delay their claim up to age 70. Those who plan to continue working ...You already know how important it is to save for retirement, and you have a variety of choices. This article will cover four of the most popular options in an effort to help you decide where to put your money to assist in securing your fina...Normal Retirement Age - NRA: The age at which people can receive full benefits upon leaving the work force. In the United States, for example, the normal retirement age for receiving full social ...The last 100 was retired in 1993, at that time American was already retirering the 200's with the idea that the last one would be gone in ...Do you wonder how much you should have saved for retirement? Here are a few things to consider if you're aiming to have $2 million in your retirement fund. We may receive compensation from the products and services mentioned in this sto...1. Make a bucket list. 2. Focus on well-being. 3. Get financially savvy. 4. Establish a routine. 5. Care for a pet. 6. Stay social. 7. Be proactive about health. 8. Explore the world. 9. Take on a...Here are 20 messages you may write on a coworker's retirement card to congratulate them: Congratulations on your retirement and your wonderful career! Happy retirement! We will miss you at the office! Celebrating you today! Congratulations on your retirement! Best wishes to you and your family. Happy retirement!You already know how important it is to save for retirement, and you have a variety of choices. This article will cover four of the most popular options in an effort to help you decide where to put your money to assist in securing your fina...RETIREMENT meaning: 1. the act of leaving your job and stopping working, usually because you are old: 2. the period in…. Learn more.The latest two UCS sets currently available, the Razor Crest and X-wing, will stay with us until 2025, as will the most recent original trilogy dioramas. For the full list of sets retiring in 2023 and beyond, check out our retirement tracker. Graham is a passionate LEGO collector, who has a penchant for the Castle, Pirates, and Western themes.55.67. 2022. The retirement age will gradually increase to 62 for males by 2028 and 60 for females by 2035. In 2021, the retirement age is 60.25 (age 60 and 3 months) for males and 50.33 (age 50 and 4 months) for women, the age will be increased by 3 months each year following for males and 4 months for women. India. Retirement Calculators. Plan for retirement by viewing personalized retirement reports and performing "what-if" exercises to see how your benefits might change. Access to the Retirement Calculator requires a CAC or DS Logon Premium Account. This allows a Soldier's personnel data to populate the calculator fields for a personalized, close ... Here are short thank-you messages for your boss when you retire. These messages could be used in longer thank-you letters. As I retire, thank you for being a fantastic boss during my last few working …Benefits Section. 1. Benefits payable under the National Pensions Act 1976. Basic pensions and Allowances are financed by the Government on a Universal Basis, i.e., without means-test and are paid at a prescribed rate as per the Second Schedule of the National pensions Act 1976. 1.retire meaning: 1. to leave your job or stop working because of old age or ill health: 2. to stop taking part in a…. Learn more.Retirement is a major milestone in life, and many people dream of retiring early. If you are considering retiring at the age of 62, you may be wondering how much you can earn during your retirement years.In the capital, you can take the metro for under a dollar, sit and enjoy a cold beer for $2, and have a fish and shrimp dinner for $12. Outside the bustling capital, where many North American expats choose to live, life is even cheaper. And life in Panama is active. You’ll find expat-organized activities in different towns across the country.RETIRE definition: 1. to leave your job or stop working because of old age or ill health: 2. to stop taking part in a…. Learn more. USWNT's 'new chapter' begins in earnest: Alex Morgan, other vets left off latest roster. 6d ago. ABC News' Martha Raddatz interviews Chairman of the Joint Chiefs of Staff Mark Milley about his 44-year career before he retires at the end of the month.Bring a comfortable pair of shoes because you’ll want to be hiking every weekend during the summer months. 3. You will live in a community which is almost always politically engaged. Some people in the United States know Vermont because it is the home of Bernie Sanders.RETIRING definition: Someone who is retiring is shy and avoids meeting other people. | Meaning, pronunciation, translations and examplesESPN. Lakers star LeBron James, having just completed his 20th season in the NBA, told ESPN he will contemplate retirement this offseason: "I got to think about it."As people lead longer and healthier lives, a person retiring from full-time work at the age of 65 today will likely live another 20 to 30 years. That time horizon is daunting for many people, says ...One effective thing you can do to prepare for your retirement is to utilize a retirement savings account. Accounts specifically intended to help you save for retirement can have advantages that other types of accounts don’t always offer.Even after retirement, you'll always be our guide, our leader. I wish you the best as you start this new phase of your life. There are bosses, and then there are extraordinary people like you. Thanks a ton for being a mentor, a role model, and a leader to me. Happy retirement; you earned it.Apr 6, 2021 · Many Americans plan to retire early, before the proverbial age of 65. Pros of retiring early include health benefits, opportunities to travel, or starting a new career or business venture. Cons of ... Feb 28, 2022 · Maximize Your Social Security Benefits. For every year that you delay claiming Social Security benefits, your monthly benefits increase by 8%. By waiting until you are age 70 to retire, you’re setting yourself up to maximize your Social Security income with checks that are 124% of what they would have been if you had started collecting at ... Retirement age in the Netherlands. In 2022, the statutory retirement age in the Netherlands is 66 years and 7 months. In 2023, it rises to 66 years and 10 months. And in 2024 it will reach 67 years. After this, the statutory retirement age will only increase if life expectancy continues to rise. Advertisement.Going, going, and almost gone! These sets will be officially retired very soon. This will be your last chance to buy them, so if you see something you like, get them while you can. Discover a range of LEGO® sets that will soon be discontinued from a variety of themes. Have the last chance at buying some soon to be rare sets that will soon be ...The Villainess is Retiring. After an office worker is reborn as Everia Oberon, a romance novel villainess destined for an evil life and a tragic death, she decides to skip the drama by retiring to the countryside. Having moved to a frigid region full of nonflammable wood, Everia calls on archmage Theoharis to warm her home with his azure flame ...IMAGE Facebook / ASPanlilio. Two and a half years after being named president and CEO of telco giant PLDT, Alfredo Panlilio is retiring at the end of December 2023. The announcement was made via a disclosure to the stock market on Tuesday (December 5). Panlilio, 60, first took over the reins of the country’s biggest telecoms …Check your State Pension age. Your State Pension age is the earliest age you can start receiving your State Pension. It may be different to the age you can get a workplace or personal pension. Use ...Understanding Retirement. According to the U.S. Social Security Administration, retirement age can be anywhere between 62 to 70 years old, but most Americans work as long as they have to in order to make ends meet. When you’re thinking about your future, ask yourself what you want out of life. For some, working doesn’t sound all that bad.Posted 3:39:45 AM. Job DescriptionWe are seeking a dynamic and results-driven Area Sales Manager to join our team in…See this and similar jobs on LinkedIn.Buying or selling a home? We analyze millions of real estate transactions to compare agents near you. Find A Top Agent. U.S. News & World Report ranks 150 places to retire in the U.S. based on factors like health care, happiness and housing affordability. The 4% rule: says that you can withdraw 4% of your total retirement savings each year, adjusted for inflation and your savings on average will last at least 30 years. Like any basic rule of thumb, this one comes with plenty of qualifications and exceptions, but it can be a useful place to start. Now, 4% of $4 million is $160,000, so as long as ...to stop taking part in a race or competition because of illness or injury: She retired from the competition after pulling a leg muscle. [ T often passive ] to make someone leave their …Whether it’s saying goodbye to friends and family, retiring from a job, selling a house, or leaving a place you’ve known – moving to a place you don’t know can add a good amount of stress to an already stressful situation. The pros and cons of retiring to West Virginia are: Pros: low cost of living. plenty of outdoor activities.As people lead longer and healthier lives, a person retiring from full-time work at the age of 65 today will likely live another 20 to 30 years. That time horizon is daunting for many people, says ...Here are 25 retirement quotes for the next phase of your life: Retirement is like a long vacation in Las Vegas. The goal is to enjoy it the fullest, but not so fully that you run out of money. JONATHAN CLEMENTS. Retirement’s the most wonderful thing. I get to enjoy all the things I never stopped to notice on the way up.Oct 27, 2023 · The Spain Golden Visa and Non-lucrative Visa have become popular routes for Americans to retire in Spain. For eligibility, the Spanish Golden Visa requires retirees to invest at least €500,000 in the Spanish economy, while the Non-lucrative Visa requires a minimum monthly income from foreign sources of €2,400. Buying or selling a home? We analyze millions of real estate transactions to compare agents near you. Find A Top Agent. U.S. News & World Report ranks 150 places to retire in the U.S. based on factors like health care, happiness and housing affordability. Normal Retirement Age - NRA: The age at which people can receive full benefits upon leaving the work force. In the United States, for example, the normal retirement age for receiving full social ...Portugal. Portugal is a country in Southwestern Europe with a roughly 42% lower cost of living as compared with the US. 6. The country is known for its gorgeous landscapes including beaches, cliffs, mountains, valleys, and plains. In recent years, expats have flocked there to enjoy Portugal’s beaches and mild climate.Retirering

As you approach retirement age, it is important to understand how Medicare works and how it affects your retirement plans. One of the most important tools for understanding Medicare is the Medicare Retirement Age Chart.. Retirering

retirering

Many Americans plan to retire early, before the proverbial age of 65. Pros of retiring early include health benefits, opportunities to travel, or starting a new career or business venture. Cons of ...If you’re a fan of Vera Bradley, you probably know that the brand is known for its vibrant and eye-catching patterns. However, as with any fashion brand, some patterns eventually get retired. In this article, we’ll provide you with a comple...Retirement: When a person chooses to leave the workforce. The concept of full retirement – being able to permanently leave the workforce in old age – is relatively new, and for the most part ...While we are on the topic of getting older, you should make sure your retirement plan includes money to pay for long-term care, if needed. The 2019 median cost of a California long-term care ...Mandatory retirement also known as forced retirement, enforced retirement or compulsory retirement, is the set age at which people who hold certain jobs or offices are required by industry custom or by law to leave their employment, or retire . As of 2017, as reported by the Organisation for Economic Co-operation and Development (OECD), only ...30 Apr 2019 ... Den typ av beskärning som gjordes på trädet kan liknas vid en början på vad Lonsdale beskriver som en retirering. Vilket är processen då den.cpm4518835I wish I could kiss your pecs! whitebread517hello. frenzied1ooh thank you you r not retirering yet. hermioneharper@whitebread517 hello bb. frenzied1i ...Wishing you a healthy, happy and pleasant retirement.”. “Having the opportunity to collaborate with you is the pinnacle of my professional career. I wish you the best in your retirement.”. “Even when you retire, the office will remain open. Feel free to drop-by any time!" “I wish you a long, healthy and happy retirement!”.Jun 17, 2021 at 4:28 AM EDT. By Harrison Abbott. Gaming Reporter. Five Night's at Freddy's creator Scott Cawthon, 43, has announced his retirement from professional game development on his website ...9) Be Concise. Keep the speech concise and avoid going off on tangents. Focus on the main points and keep the audience engaged. Keeping the speech concise and to the point is crucial, as it helps to maintain the …Jul 16, 2021 · Retirement: When a person chooses to leave the workforce. The concept of full retirement – being able to permanently leave the workforce in old age – is relatively new, and for the most part ... Do you wonder how much you should have saved for retirement? Here are a few things to consider if you're aiming to have $2 million in your retirement fund. We may receive compensation from the products and services mentioned in this sto...It was the last car driven by the duo of David Coulthard and double WC Mika Häkkinen, latter retirering at the end of the season. Adrian Newey's MP4-16 ...C.S. LEWIS ( more C. S. Lewis quotes) There is a whole new kind of life ahead, full of experiences just waiting to happen. Some call it ‘retirement.’. I call it ‘bliss.’. BETTY …Israel Adesanya 'not dead' and not retiring, but coy on timeline for UFC return. RIYADH, Saudi Arabia – Israel Adesanya thinks the reaction to his plans for an extended hiatus from MMA was overblown. Adesanya (24-3 MMA, 13-3 UFC), a former two-time UFC middleweight champion, announced weeks after his upset loss to Sean …Retirement Calculators. Plan for retirement by viewing personalized retirement reports and performing "what-if" exercises to see how your benefits might change. Access to the Retirement Calculator requires a CAC or DS Logon Premium Account. This allows a Soldier's personnel data to populate the calculator fields for a personalized, close ... Nov 11, 2021 · The active duty member remains attached to medical at their final duty station regardless of where they are during terminal leave. Plan accordingly. If you wear hearing aids, or think you might need them, get them while still active duty. They get a lot more expensive after military retirement. Lists of retirement advice for the year to come generally all sound the same—but that’s not the case this year. The 2023 retirement outlook includes a host of obstacles, such as high inflation ...55.67. 2022. The retirement age will gradually increase to 62 for males by 2028 and 60 for females by 2035. In 2021, the retirement age is 60.25 (age 60 and 3 months) for males and 50.33 (age 50 and 4 months) for women, the age will be increased by 3 months each year following for males and 4 months for women.Adjusting to Retirement: Handling Depression, Stress, and Anxiety. While retiring can be a reward for years of hard work, it can also trigger stress, anxiety, and depression. These tips can help you cope with retirement depression and find new purpose in life. Download PDF. By Lawrence Robinson and Melinda Smith, M.A.Benefits Section. 1. Benefits payable under the National Pensions Act 1976. Basic pensions and Allowances are financed by the Government on a Universal Basis, i.e., without means-test and are paid at a prescribed rate as per the Second Schedule of the National pensions Act 1976. 1.Wishing you a healthy, happy and pleasant retirement.”. “Having the opportunity to collaborate with you is the pinnacle of my professional career. I wish you the best in your retirement.”. “Even when you retire, the office will remain open. Feel free to drop-by any time!" “I wish you a long, healthy and happy retirement!”.Check your State Pension age. Your State Pension age is the earliest age you can start receiving your State Pension. It may be different to the age you can get a workplace or personal pension. Use ...Weekly news quiz: Senator Pat Dodson announces he's retiring, an endangered Sumatran rhino is born and workers rescued in India Posted Thu 30 Nov …When considering retirement places to live, the Sunshine State of Florida is consistently ranked in the top 10. With its beautiful beaches and sunny skies, Florida has something for every retiree.While many people dream of retiring as soon as possible, others love their jobs and want to work as long as possible. Older workers who want to retire at 70 have multiple advantages over others who retire earlier. If you’re still working past the traditional retirement age or are considering it, there are a handful of steps you can follow to ensure …May 24, 2019 · The full retirement age for those born from 1943-1954 is 66, and seniors can get up to an 8% bump in benefits for each year they delay their claim up to age 70. Those who plan to continue working ... Whether it’s saying goodbye to friends and family, retiring from a job, selling a house, or leaving a place you’ve known – moving to a place you don’t know can add a good amount of stress to an already stressful situation. The pros and cons of retiring to West Virginia are: Pros: low cost of living. plenty of outdoor activities.Congratulations on your retirement, boss. May God bless you and help you to fulfill all your dreams in this new stage of your life. I wish the best for you. I pray to God that He gives you a happy and healthy retirement. Happy Retirement! May God give you a wonderful post-retirement life.Retirement is a major milestone in life, and many people dream of retiring early. If you are considering retiring at the age of 62, you may be wondering how much you can earn during your retirement years.4 Oct 2022 ... Jake on April 27, 2023 at 8:34 am. Hi my mom has worked for health department at government for 20 years as a sister,she is retirering at 62 how ...Step 1: Conduct a financial audit. So you've worked out your retirement personality and desired lifestyle. The first step in retirement planning is a strict audit of your financial situation. You ...Normal Retirement Age - NRA: The age at which people can receive full benefits upon leaving the work force. In the United States, for example, the normal retirement age for receiving full social ...Normal Retirement Age - NRA: The age at which people can receive full benefits upon leaving the work force. In the United States, for example, the normal retirement age for receiving full social ...The meaning of RETIRING is reserved, shy. How to use retiring in a sentence.Take steps to manage your financial well-being in retirement. Use this checklist to help. 1. Update your budget as a retiree. Your spending habits and expenses may be different than they were before you retired. It’s important to regularly review your budget as your needs and lifestyle change. Use the Budget Planner to update your budget in ...1. Prepare A Skit. Adding a skit is an excellent way of making a retirement speech memorable. The theme for the skit can be anything. However, make sure it’s relevant to the retiring person’s life. A good idea is to structure …Congratulations, Barb! Congrats! Enjoy your retirement, Joy! You’ve made a difference here. Sincere Congratulations! Your success has been fueled by your intelligence and energy, and you’ve earned our greatest respect. Best wishes in your retirement, Robin! Sharon, your leadership skills have driven our success.Track your expenses to get a realistic handle on how much income you'll need to sustain your preferred lifestyle. Some good benchmarks to consider include: Save at least eight times your salary by age 60. Save at least 10 times your salary by age 67. If your savings are in that ballpark, you could be in good financial shape to retire.Bring a comfortable pair of shoes because you’ll want to be hiking every weekend during the summer months. 3. You will live in a community which is almost always politically engaged. Some people in the United States know Vermont because it is the home of Bernie Sanders.Early Retirement isn't easy, but it's definitely easier than you think. Learn the 7 step strategy to retire early with $50 a day. Early retirement is no longer defined as the moment when you stop working forever, it's simply the moment when...Here are the key steps you’ll want to take to arrange your Italian retirement: Step 1. Research and build a budget for your preferred location. Step 2. Get connected with locals and expat retirees in Italy through social media or an in person visit. Step 3.Apr 26, 2023 · Normal Retirement Age - NRA: The age at which people can receive full benefits upon leaving the work force. In the United States, for example, the normal retirement age for receiving full social ... Make sure you also take advantage of your estate and gift exemptions as well. The gift tax exclusions for 2022 are $16,000 annually (up from $15,000 in 2021) and $12.06 million over your lifetime (up from $11.7 million in 2021), along with your estate tax exemption. But there are many ways to reduce your tax burden.Retirement is a stage of a professional's career that many individuals strive to reach. An important step toward retiring successfully is announcing your intent to retire …Define retiring. retiring synonyms, retiring pronunciation, retiring translation, English dictionary definition of retiring. adj. Shy and reserved; modest. re·tir′ing·ly adv. re·tir′ing·ness n.Retired NFL players are paid benefits on a sliding scale based on the number and actual years they played. Each credited season earns a benefit credit.. What is a gold ingot worth